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Renter's Information

Considering Your Responsibilities as a Renter

As renters, we often fixate on our rights and our landlords' obligations to us. But do we ever give our responsibilities a second thought?


Believe it or not we do have responsibilities. Whether by law or lease obligation, we have to fulfill our part of the bargain. Our responsibilities are fairly simple, but not insignificant. And landlords will act swiftly if we don't fulfill them.


Here is a list of typical tenant obligations, which can vary from region to region and landlord to landlord, depending on state and local laws as well as lease verbiage. Whether or not you are legally bound by one of these obligations, it's a good idea to follow these guidelines because they are primarily based on good common sense. 

RENTERS RESPONSIBILITIES

Clean and Safe:

Tenants often think they only have to clean up when they move out to avoid getting a deduction from the security deposit. But tenants have a responsibility to keep their rental units clean and safe while they are living in them. However, cleanliness and safety can be quite subjective. Your landlord is not going to know if you don't hang up your clothes every night. So how neat must a tenant be?

"It's based upon a fairly subjective standard imposed by the norms of the community and/or the individual landlord," says Richard Rusdorf, a Certified Property Manager from Phoenix, AZ and co-author of The Landlord's Handbook: A Complete Guide to Managing Small Residential Properties (Read Estate Education Company: 1998). "I remember initiating eviction proceedings against a tenant who never threw out much of anything. Upon an inspection one day, we almost couldn't get into the unit because of all the trash."

Landlords look for filth or unsafe conditions that might be a health hazard, Rusdorf explains. Landlords are particularly worried about rodent or insect infestations that will affect other tenants in the building.

Don't move pests in:

Even if you keep your apartment very clean, your landlord will be pretty upset if you move any pests in with you. How do you move pests in? Your plants could have bug infestations, your cats and dogs might have fleas, and your boxes that were in storage might contain rodents.
Bed bugs have become a problem in the last few years. They show up in 5 star Hotels, Laundromats, and apartment buildings. As soon as you discover bed bugs let us know. If treated quickly it can often be addressed in one treatment. If allowed to get established they can require elimination of all stuffed furniture, and carpet and trim. This may also require repeated treatments costing thousands of dollars. If it is determined that you brought the bedbugs in you can be held responsible for the resulting costs and damages.

Proper use of the facilities:

"One fellow hooked up some sort of hose leading from his bathroom sink to an automatic humidifier and went out of town," recounts Rusdorf as an example. His tenant caused $30,000 worth of damage when the connection leaked to dozens of units below him.

This broad category covers plumbing, electricity, air conditioning, heat, and appliances. It comes down to common sense. Would you flush a dirty diaper down the drain in a house? Common sense should tell you that this would hurt the plumbing. Any object that doesn't belong in the sewer will invoke the ire of your landlord when it turns up in a clogged drain.

Keep things the way you found them:

Punching holes in walls, ripping up carpets, and tearing off closet doors are a few of the many things you could do to get thrown out or lose your security deposit. You also can't enhance the apartment without your landlord's permission. You may think installing a dishwasher in your apartment would make your landlord happy, but this kind of alteration is usually expressly forbidden in most leases. Always ask your landlord before making any type of improvement.

Fix broken things:

If you break it, you're responsible for fixing it--that seems fair enough. But did you know that you can't necessarily leave things broken? For example, your landlord could demand that you fix the window your baseball ventilated, even if you like that type of air conditioning.

Do not disturb other tenants:

Noise is a big problem when you're living in close proximity with neighbors. If you disturb your neighbor's peace and quiet, you could be asked to pack your bags. Of course acceptable noise levels are subjective. But generally, if your noise surpasses the legal limit, you can bet your neighbors will complain and your landlord will ask you to leave.
Keep it legal: Any landlord who's on top of things will evict a tenant whose activities are illegal, whether its selling drugs, stealing from neighbors, hurting someone on the premises, or the like.

If you feel that you've been wrongly accused of violating one of your responsibilities, get professional legal advice because the laws can vary widely in various regions. If your area has any local tenants or legal assistance groups, you might be able to obtain free or low cost legal help.

Do Unto Others . . .

Some folks walk a fine line between satisfying and ignoring responsibilities. Perhaps it's an issue of an individual's free will. A renter who is very messy might clean just enough so the landlord won't object. Another renter might get away with playing loud music simply because neighbors don't tattle. These folks don't think about how their neighbors might be affected.

Unfortunately, these renters are the ones that give apartment living a bad name. When renters in an apartment community comply with some basic, common sense guidelines, everyone benefits.

RENTERS INFORMATION

List of Services

RENTERS INSURANCE INFORMATION

Is Renters' Insurance Really Necessary?

You and your landlord share a common goal: You both want to ensure the protection of your interests. Obtaining a security deposit from you -- usually ranging equal  to a full month's rent, and in Kansas can be at most equal to 1 1/2 moths rent under the right conditions -- is how your landlord obtains a degree of insurance from you. The deposit covers your landlord should you cause any damage to your apartment while you are a tenant. Your landlord, in turn, may keep the deposit if you fail to pay your rent or you leave before the end of your lease. However, if, as a tenant, you keep your end of the bargain -- following the terms of your lease and leaving your apartment in good condition when you leave -- the deposit is refundable. So how do you protect your own interests as a tenant? Renters' insurance. If you're an apartment-dweller, you're probably accustomed to brochures dangling from your door that advertise various renters' insurance policies. And if you're like many renters, you probably disregard them. But you may want to consider taking out insurance. Before you say, "But I'm not going to cause any damage to my apartment," remember that renters don't always cause damage themselves. Mother nature, or other tenants with little regard for your property, could prove to be the source of your problems later.

According to Metropolitan Life Insurance Company, policies typically provide coverage for the following renters' pitfalls: 

 This list doesn't begin to elaborate on the multitude of other possibilities for disaster: An electrical surge fries your computer, television, and/or stereo; while visiting your neighbor, you tip over his barbecue and start a fire; or you accidentally cause injury to someone away from your apartment; and the list goes on and on. And of course, as we've all discovered, we can never discount such crazy-sounding possibilities -- because they can and do happen if and only if we're not prepared (or covered) for them.
 
Note that renters' insurance policies may differ according to the insurance company in question, as well as the laws in your state. An insurance representative will be able to determine what type of policy best meets your needs. If you've thrown away all of those brochures dangling from your door handle, the Internet is a good place to do your homework -- specifically apartment-search sites. Links to renters' insurance information will fill you in on the details, and you may apply online.

Insurance helps with:
  • Damage to personal property from fire or wind
  • Theft
  • Personal liability in the event you are sued over accidental injury to others who are in your apartment
  • Accidental damage to property of others in your care
  • Living expenses if you are forced to live elsewhere while your apartment is being repaired
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